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Residential Property Types
NON-QM
1-4 Family, Townhouse, Condo and Villa
Full Doc, 12/24 Months Bank Statements, Asset Utilization, Non-Permanent Resident, Foreign Nationals, 1Y+2YR P&L Only, Lite Doc & WVOE/1099
INVESTOR CASH FLOW (DSCR)
No Income, No Employment
FICO to 599
Loan Amount to $3MM up to 80% LTV
Available to Foreign Nationals
Investment Purchase only, 1-4 Family, Townhouse, Condo or Villa
FOREIGN NATIONAL
No Score or FICO 599
70% LTV to $2MM
Purchase, Rate & Term and Cash Out Refinance
CPA Letter & 1 Bank Reference Letter
Gift Funds Allowed
GOVERNMENT
FHA/VA/USDA Purchase, Rate & Term and Cash Out Refinance
FHA loan to $402,500 up to 96.50% LTV
VA loan to $548,250 up to 100% LTV
USDA loan to $548,250 up to 100% LTV
Up to 6% Closing Costs allowed from Seller
FICO from 620
Gift Funds Allowed
CONVENTIONAL
Up to 97% LTV depending on program
Loan amount up to $548,250
FICO from 620
Loans for Primary, Second Homes or Investment Properties
Gift Funds Allowed
PRIME JUMBO
Minimum FICO 660
Purchase, Rate & Term and Cash Out Refinance to 90% LTV
Primary, Second Home or Investment Properties
15 or 30 Years Fixed Rate to $3MM
No Mortgage Insurance Required
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