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Mountains

Types of Properties

NON-QM

  • 1-4 Family, Townhouse, Condo and Villa
  • Full Doc, 12/24 Months Bank Statements, Asset Utilization, Non-Permanent Resident, Foreign Nationals, 1Y+2YR P&L Only, Lite Doc & WVOE/1099

INVESTOR CASH FLOW (DSCR)

  • No Income, No Employment
  • FICO to 599
  • Loan Amount to $3MM up to 80% LTV
  • Available to Foreign Nationals
  • Investment Purchase only, 1-4 Family, Townhouse, Condo or Villa

FOREIGN NATIONAL

  • No Score or FICO 599
  • 70% LTV to $2MM
  • Purchase, Rate & Term and Cash Out Refinance
  • CPA Letter & 1 Bank Reference Letter
  • Gift Funds Allowed

GOVERNMENT

  • FHA/VA/USDA Purchase, Rate & Term and Cash Out Refinance
  • FHA loan to $402,500 up to 96.50% LTV
  • VA loan to $548,250 up to 100% LTV
  • USDA loan to $548,250 up to 100% LTV
  • Up to 6% Closing Costs allowed from Seller
  • FICO from 620
  • Gift Funds Allowed

CONVENTIONAL

  • Up to 97% LTV depending on program
  • Loan amount up to $548,250
  • FICO from 620
  • Loans for Primary, Second Homes or Investment Properties
  • Gift Funds Allowed

PRIME JUMBO

  • Minimum FICO 660
  • Purchase, Rate & Term and Cash Out Refinance to 90% LTV
  • Primary, Second Home or Investment Properties
  • 15 or 30 Years Fixed Rate to $3MM
  • No Mortgage Insurance Required

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