Learn how to get your next loan at the best rate possible


Buying a home in a fluctuating market can overwhelm anyone, but going through the Loan process with people who have been originating loans for over 30 years and has your best interest in mind can set your mind at ease. We aren’t concerned with selling you anything, but instead helping you find what fits you the best. honesty is what has made us successful and it will never quit being a top priority, we hope to work with you soon, and fill you in on all the tips and tricks along the way so you can be a Whizz in Mortgages as well!

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Carlton "Fergie" Ferguson

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The key to Getting yourself a mortgage is always about committing to something that you feel comfortable within your current financial situation, not what you might have or should have, but what you do have. without a doubt, you’ll find the home that you’ll love and can afford, but don’t overthink it, and don’t rush into anyhting based on feelings that will eventually pass and leave you with something you never truly wanted. We make it our mission to find you the exact loan that is right for your ego and budget, balance is key and we pride ourselves on having one of the highest closing rates in South Florida

See What Our Clients Have To Say

Thank you, Carlton Ferguson, for working so keenly and efficiently with our Realtor© and for your prompt, courteous service in helping us secure the mortgage for our new home. Your ‘beyond the best’ attention to our every need made the relocation to our home a once in a lifetime, pleasant and exciting experience. We will eagerly refer all our family, friends and co-workers to you with the confidence you will provide the best program for their needs. Once more we appreciate your dedicated service and you are forever on our preferred list of companies we will definitely use over and over.

In the process of assigning the property to their respective children, my parents had quitclaimed a residential property they owned, to me, with the mortgage in their name. Subsequently, the property which was rented went into default and was sold as a Short Sale. Prior to the Short Sale, I requested and they removed my name from the deed. My wife and I eventually decided to purchase a home and were rejected by two mortgage companies on the basis that we had a mortgage default, even classifying it as a foreclosure. We were recommended to Carlton Ferguson and Gulf Atlantic Funding who accepted our application, processed and closed our loan in 23 days. We are now the proud and happy owners of our home and must thank Carlton and the Gulf Atlantic Funding staff for their dedication and professionalism in helping us achieve our American Dream.

When we moved here 9 months ago, we were told we could not purchase a home due to our short period of employment in the USA and our limited credit. It was only after being introduced to Carlton and Gulf Atlantic Funding that we realized this could be done with minimum down-payment. Thanks to you Carlton and the entire team at Gulf Atlantic Funding for helping us own instead of renting and for realizing the American Dream of Homeownership.


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